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Chapter 7

Helping you find a way out of debt while keeping what you own
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Chapter 7 Bankruptcy Attorney In Jacksonville, Florida

Is Chapter 7 Bankruptcy Right for Me?

William E. Horne, a highly regarded bankruptcy attorney based in Jacksonville, Florida, can assist you in navigating the complex Chapter 7 bankruptcy process. In a Chapter 7 bankruptcy, your debt burden can be significantly reduced or eliminated, especially debts like payday loans, medical bills, credit cards, personal loans, repossessions, and more. In most Chapter 7 cases, it is often possible to retain your home and vehicle, provided you continue to make payments on time. 



What makes filing for Chapter 7 even more advantageous is the immediate end to potential threats, including lawsuits, garnishments, and frozen bank accounts. However, the process has strict requirements and is best navigated with careful legal guidance. 


When you choose to work with William E. Horne, you're choosing a professional with an exceptional track record in helping individuals rejuvenate their financial lives. To learn more about how William E. Horne can assist you with your bankruptcy needs, reach out today.

Contact William E. Horne, Jr., Attorney at Law to schedule a consultation with a lawyer today at 904- 358-1001

Are There Any Types of Debt Chapter 7 Doesn’t Cover?

Regrettably, Chapter 7 bankruptcies do not alleviate certain types of debt. If you have past dues in income taxes to federal or state government, child or spousal support, or student loans, you'll require to find alternative payment plans for those debts. Nevertheless, a Chapter 7 bankruptcy for other debts you may have can aid in liberating more funds to deal with these kinds of debt. That’s why it’s crucial to commence working with a knowledgeable lawyer who focusses on bankruptcies. William E. Horne in Jacksonville, Florida, is the understanding hand you need to help you find a plan that will steer you out of debt permanently. Schedule a consultation with the well-informed William E. Horne today!

What Are Some of the Requirements for a Chapter 7 Bankruptcy?

In a move to hinder high-income individuals from accessing an "easy escape", those aiming for Chapter 7 bankruptcy have to pass a means test. This assessment solidifies to the court that your income is not substantial enough to realistically pay off your debt. Additionally, securing financial counseling during the six months prior to your filing is mandatory. To guarantee all these prerequisites are met and the relevant paperwork is filed correctly, a meeting with bankruptcy attorney William E. Horne becomes crucial. In Jacksonville, Florida, he ensures the procedure is executed as swiftly as possible. Propelling you on your journey to financial freedom begins today. Reach out to William E. Horne now.

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Disclaimer: We are a debt relief agency. We are attorneys who help people file for bankruptcy relief under the bankruptcy code.

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