Chapter 13 Bankruptcy Attorney In Jacksonville, Florida

What Is A Chapter 13 Bankruptcy?

If you're struggling with house or car payments, Chapter 13 bankruptcy can prevent foreclosure on your home, assist you in retaining your car, and potentially even decrease your car payments. In some situations, you may be eligible for a plan that allows you to pay a portion of your debt while maintaining ownership of your assets, including your home and car. Even if you have unpaid parking tickets resulting in lost driver’s license, Chapter 13 proceedings can aid in getting your license reinstated. However, to fully utilize the benefits of Chapter 13 bankruptcy, you need a proficient attorney by your side. William E. Horne, located in Jacksonville, Florida, has a solid track record in handling Chapter 13 proceedings and can help you pursuit a positive resolution. To understand how William E. Horne can assist you, schedule an appointment today.

Contact William E. Horne, Jr., Attorney at Law to schedule a consultation with a lawyer today. 904- 358-1001

Case Types

How Do I Qualify for a Chapter 13 Bankruptcy?

William E. Horne, an esteemed attorney based in Jacksonville, Florida, understands that financial stability is an integral part of life. Regardless of the source of your income - be it regular employment, Social Security, disability benefits, retirement packages, or rental revenue, William E. Horne is here to guide you through the intricacies of a Chapter 13 bankruptcy process. However, it remains crucial to remember that this provision may not cover stock brokers or corporations. If you're a sole proprietor or self-employed individual with debts within defined limits, you may be eligible for this relief. Similarly, if your debts span between three to five years, and you pass a certain means test, you may qualify as well. Entrust your case to William E. Horne, who will carefully review your situation prior to filing to help you determine if a Chapter 13 bankruptcy is the best option for you. For immediate assistance, reach out to William E. Horne today.

What Happens During a Chapter 13 Proceeding?

First, William E. Horne guides you through proving your eligibility via the means test previously mentioned. If you meet the criteria, filing for Chapter 13 bankruptcy with Horne's assistance can halt any foreclosures, wage garnishments, repossessions, lawsuits, or further harassment by your creditors. Together, you create a repayment plan requiring court approval. The court assesses whether your plan is proposed in good faith and ensures the amount your unsecured creditors will get is not less than what would have been paid through a Chapter 7 filing. Additionally, your payments must use all your disposable income - the income not dedicated to your support and maintenance. Navigating bankruptcy is a complex process but with the guidance of a seasoned bankruptcy lawyer like William E. Horne, you can trust the process will lead to a successful outcome. To start, contact his office in Jacksonville, Florida today.

Disclaimer: We are a debt relief agency. We are attorneys who help people file for bankruptcy relief under the bankruptcy code.

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Practice Areas

Social Security Disability

Bankruptcy Law

Hours

Mon - Fri: 9:00 am - 5:00 pm
Sat - Sun: Closed

Contact Information

Phone: 904- 358-1001

Email: info@hornelaw.com

7235 Bentley Rd

Suite 412

Jacksonville, FL 32256

Disclaimer: The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute an attorney-client relationship.